Dental Insurance in Tampa, FL
Dental insurance can play a critical role in your overall health and wellness. Maintaining good oral hygiene and health can help stave off many conditions that may affect your teeth, gums and mouth, and other parts of your body. However, managing dental health costs and fees can be complicated. At All Affordable Insurance Agency, we can help you find the right coverage.
What is Dental Insurance?
You should know that dental insurance policies are typically separate from general health plans. The coverage you rely on for many afflictions, treatments and services typically stops short of assisting with oral health products and services. As such, you’ll want to purchase and maintain a separate dental insurance policy to help maintain full health and well-being.
How Do Policies Work?
While dental insurance is separate from health insurance, many aspects function similarly. Specifically, you’ll want to understand the following key components:
- Your premium is the amount you pay regularly (e.g., monthly) to maintain your policy.
- Your deductible is the amount you’ll need to contribute out of pocket when seeking care.
- Copays and coinsurance are flat fees and percentages of total costs that you pay for specific services and products.
- Annual maximums are the limit your coverage will contribute toward covered services in a single plan year.
What Is Covered?
Dental policies can vary in coverage details like many types of insurance. Still, in many cases, you may be eligible for help for the following:
- Regular checkups
- Cleanings
- X-rays
- Extractions
- Fillings
- Braces
- Crowns
- Root canals
- Dentures
We’re Here to Help
If you’re seeking dental coverage in the Tampa, Florida, area, All Affordable Insurance Agency can be a trusted partner. Contact one of our experienced agents today to learn more about coverage options and find the right plan.