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Home » Watercraft and Boat Insurance

Watercraft and Boat Insurance

How much is watercraft and boat insurance in Florida?

white boat with watercraft and boat insurance surrounded by body of waterBoat insurance can help cover accidents and other incidents involving your boat. Our agents can help you understand your options and tailor a boat insurance plan to meet your needs.

Florida boat insurance rates vary according to numerous factors, including the following:

  • The boat’s size and speed capabilities
  • The value of the vessel and its potential repair and replacement costs
  • The area where the boat may be used and stored
  • The boat insurance policies and endorsements chosen by the policyholder

Your agent can help gather personalized boat insurance quotes to help you understand your potential costs.

How Much Watercraft and Boat Insurance Do I Need?

If you’re a Florida boat owner, you might wonder how much boat insurance you need. While boat insurance isn’t legally required by the state, you may be subject to other requirements, including the following:

  • Lender requirements—If you finance your boat, your lender will likely require proof of boat insurance, including physical damage coverage.
  • Marina docking—Most marinas require at least boat liability insurance to protect against property damage or bodily injury claims from third parties.

Contact Us

Contact All Affordable Insurance Agency in Tampa, Florida, to start comparing watercraft and boat insurance quotes.