Commercial Auto Insurance in Tampa, FL 

Commercial auto insurance may reduce financial risks related to company-owned or leased vehicles. If your business uses delivery trucks, service vans and other vehicles for work activities, you likely need commercial auto insurance.

What Does Commercial Auto Insurance Include?

You can customize your commercial auto policy to include multiple benefits that address your company’s specific risks. Your agent may recommend the following:

• Liability coverage may pay for other people’s injuries and property damage after an accident your driver caused.

• Comprehensive coverage may cover damage resulting from non-collision events, including fire, theft, vandalism and severe weather damage.

• Collision coverage may reimburse your company vehicle’s repair costs following a crash, no matter who’s at fault.

• Uninsured/underinsured motorist coverage may provide financial protection when a driver who lacks liability insurance hits your company vehicle.

• Roadside assistance coverage may provide towing, battery jumpstart, flat tire and lockout services.

• Rental reimbursement coverage may reimburse the cost of renting a replacement vehicle while your covered vehicle is being repaired after an accident.

• New vehicle replacement cost coverage may pay for a brand new vehicle of the same make and model (minus applicable deductibles) instead of the depreciated value of your totaled company vehicle.

How Much Coverage Do I Need?

The amount of coverage your business should get depends on many factors, including the number and type of vehicles you use and the nature of your operations. At a minimum, you’ll need to meet Florida’s requirements for liability coverage, but most businesses opt for higher limits. Speak with an insurance agent from All Affordable Insurance Agency to help assess your business risks and build a policy that fully covers your business assets and operations.

Secure Your Policy Today

All Affordable Insurance Agency offers reliable commercial auto policies at favorable rates. Contact our team today to learn more.